401K 403B and IRA rollover: Nothing can beat company participation. If your employer contributes, MAX THEIR CONTRIBUTION EVERY YEAR. Whatever overage your contributing beyond the matching amount, you need to speak with a financial planner as you may not be maximizing potential earnings.
In this day and age, it is common for people to have several jobs over a lifetime so it makes sense that they may have several plans (vehicles) where their money is growing for retirement. What do you do with all of those accounts?
What is right for you may not be the thing that a friend or family member did with theirs. Nothing is worse for a retired person than to loose a chunk of their portfolio. They have neither the time nor the income to make it back. We suggest that you keep your money and make it work while eliminating all risks. There are many vehicles that you can place your money into that will eliminate that risk, defer taxation, and still make your money work hard for you. Who wants lazy cash?
